Ralph "Terry" Hadley concentrates his practice in the areas of banking law, corporate law, mergers and acquisitions, and commercial real estate. Terry received his undergraduate degree in 1965 and his law degree in 1968, both from the University of Florida. He served in the U.S. Navy JAG Corps from 1969 to 1972. He has been involved in the American Inns of Court. Terry has served as counsel for several banks, and currently serves as counsel and a director for BankFIRST.