200 East New England Avenue, Suite 300, Winter Park, Florida 32789

Experienced Florida Banking Lawyers

Winter Park firm assisting lenders, creditors and commercial clients

Swann Hadley Stump Dietrich & Spears, P.A. handles regulatory, compliance and risk management issues for our lender, creditor and commercial clients. Our Florida attorneys deal with changing legal standards and helping our clients comply with rules and regulations. We offer litigation and advisory services across a broad range of legal issues, including but not limited to:

  • Banking regulations
  • Secured transactions
  • Commercial borrowing and lending

No matter the issue, our banking law attorneys have the knowledge and experience to help you.

Banking regulations

The Federal Reserve regulates banks, managing the nation’s money supply through monetary policies that stabilize inflation or deflation, moderate long term interest rates, or maximize employment opportunities. Lenders and borrowers watch opportunities rise and fall in relation to these systemic pressures. Our attorneys work closely with financial institutions to implement policies in compliance with state and federal laws. The scope of our practice encompasses:

  • Regulatory matters
    • Federal Reserve matters
    • Office of the Comptroller matters
    • Federal Deposit Insurance Corporation (FDIC) matters
    • Sarbanes-Oxley violations
    • Antitrust investigations
  • Compliance with state law
    • Affiliate or insider relationships
    • Anti-money laundering
    • Capital adequacy regulations
  • Bank representation
    • Conflicting claims against a joint account
    • Exercise of the right to set-off
    • Allegations of unauthorized use of debit and credit cards
    • Creditors’ rights litigation
    • Creditor liens and loans

Turn to us for advice and guidance on any banking law issue.

Secured transactions

Lenders may secure loans made to borrowers by requiring down payments or other collateral. In the event of default, the borrower cedes the right to collateral used to secure the loan. There are limits to what types of collateral may be used to secure a loan. We can advise you about any of the following legal issues:

  • Securitizations
  • Derivatives
  • Investment securities
  • Letters of credit
  • Audits
  • Loan workouts
  • Bankruptcy reorganization
  • Remedies under the Uniform Commercial Code (UCC)

We understand issues relating to secured transactions.

Commercial lending and borrowing

Securing financing for business development or expansion can be difficult. Credit checks and due diligence may reveal risks or liabilities that could raise interest rates on the loan or otherwise impact the eligibility of your business for financing. We regularly advise clients about the following legal issues:

  • Promissory notes
  • Loans
  • Security and guaranty agreements
  • Blocked accounts
  • Deposit account control agreements
  • Joint accounts
  • Revolving credit
  • Term loans
  • Equipment leasing and finance
  • Letters of credit
  • Mergers and acquisitions
  • Purchase and sale agreements
  • Reorganization
  • Organization of holding companies
  • Lines of credit

We guide business owners through all commercial banking matters.

Contact us to speak to an experienced banking law attorney today

If you need assistance with a banking matter, Swann Hadley Stump Dietrich & Spears, P.A. can help you with all of the necessary details. Call us today at 407-647-2777 or contact us online to speak with an experienced attorney. From our Winter Park office, we represent clients throughout Florida.


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